The following is an agreement between yourself (you) and LoanUnited.com. By using this website (“the website”) and accessing any of the contents contained in it, you agree to be bound by the following terms and conditions. If you disagree with any of the Terms and Conditions of Use below, please navigate away from the site.

Disclaimers

LoanUnited.com strives to ensure the information contained on the website is accurate, although occasionally errors may occur. LoanUnited.com reserves the right to make changes and/or improvements to this website at any time.

This website, information and the services are provided as is with no express or implied warranties of any kind. LoanUnited.com, or any of its affiliates, is not liable for any direct, indirect, punitive, incidental, special or consequential damages or any other injury arising out of the use of the site.

Terms Applicable to your Loan Request

LoanUnited.com does not endorse, recommend, or steer consumers to any specific loan product that we offer, nor do we guarantee approval on any loan product. You make the ultimate decision on the loan product that is best for your individual financial situation. This Site and the contents provided are available on to the real estate in all fifty states in the U.S. and Washington, D.C. We will only provide lending services from licensed loan officers in the state you intend to purchase.

Errors and Delays

LoanUnited.com is not responsible for any errors or delays in responding to your inquiry arising out of inaccurate information provided by you, or any other cause outside of our commercially reasonable control.

Costs

There is no charge to you, as a consumer, for using the services provided on this Site. Your Home Loan Specialist will discuss any and all fees for receiving a loan from us and all fees will be provided consistent with state and federal laws.

Dispute Resolution

Any claim, dispute, or cause of action arising out of the use of the Site shall be subject to arbitration under the commercial arbitration rules of the American Arbitration Association, in a proceeding held before one arbitrator as chosen by LoanUnited.com. The arbitration shall occur in Gwinnett County, Georgia. Any claim, dispute, or cause of action shall be resolved in the arbitration proceeding and shall be binding on all parties. You, as the consumer, waive and forfeit any and all rights to any action in state or federal court to defend or assert your rights.

Indemnity

You agree to indemnify LoanUnited.com and its’ affiliates from and against any and all liabilities, expense (including attorney’s fees) and damages arising out of any claims resulting from your use of this website, including without limitation any claims alleging facts that, if true, would constitute a breach by you of these Terms and Conditions of Use.

Other Terms – Complete Agreement and Choice of Law

This agreement between you and LoanUnited.com supersedes all prior communications, whether oral or written. To the extent allowable, this agreement shall be subject to the laws of the State of Georgia. All rights not expressly granted herein are reserved.

Loan Information Requests and Esign

When you submit a request for information (an “inquiry”) through this website, a Home Loan Specialist will contact you, most likely by telephone at the phone number you provided. The loan specialist will ask you for additional information. WE WILL NOT ACCESS YOUR CREDIT WITHOUT YOUR EXPRESS VERBAL OR WRITTEN PERMISSION.

E-SIGN Information: In order to better serve you, LoanUnited.com may provide you with certain records and communications (“Communications”) in electronic format. By submitting an inquiry, you hereby consent to receive these Communications in electronic format. You have the right to receive Communications on paper or in a non-electronic format. You also have a right to withdraw your consent to receive the Communications in electronic format. This consent applies to the entire loan process. Some Communications will only be available to you and provided by LoanUnited.com in paper form, and a representative will indicate that at the appropriate time. Your decision to receive Communications in a paper or non-electronic format will have no impact or bearing on our decision to extend a firm offer of credit to you.

If you desire only paper copies of the Communications, if you wish to withdraw your consent to receiving electronic Communications, or if you desire paper copies of Communications you have previously received, please contact customer service at 1-800-303-0060 or email [email protected] so that we may update your information accordingly.

LoanUnited.com

Linked 3rd Party Sites

LoanUnited.com maintains this website to provide you with information about our products and services. For your convenience, we may also provide links to various third parties websites that may be of interest to you. LoanUnited.com does not control linked third party sites. When you click on links to third party sites, you will leave our website and will be redirected to another site. Linking to other third party sites is at your own risk. The content on linked sites may change without notice.

WE MAKE NO REPRESENTATION OR WARRANTY REGARDING THE ACCURACY OF THE INFORMATION CONTAINED IN LINKED THIRD PARTY SITES.

We suggest that you always verify the information obtained from linked sites before acting upon this information. LoanUnited.com is not an agent for linked third parties nor do we endorse or guarantee their products and services. The products and services offered by linked third parties are not products of LoanUnited.com and are not insured by any governmental agency.

Also, please be aware that the security and privacy policies on linked sites may be different from our policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party sites, please contact the third party directly.