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VA Refinance

  • Consolidate Debt up to 100% of Home's Value
  • Get Cash out up to 100% of Home's Value
  • Or simply just reduce your Rate and Payment
  • Switch from an ARM to a Fixed Loan
  • Shorten the term, Get on a 15 Year Loan
  • Credit scores as Low as 500

VA Purchase

  • 100% Financing up to the county loan limit
  • Lower Interest rate than any other type of Loan
  • You can get up to 4% in Seller paid Closing Cost
  • No Private Mortgage Insurance (PMI)
  • No Pre-Payment penatly
  • Credit scores as Low as 500

FHA Refinance

  • Consolidate Debt up to 85% of Home's Value
  • Get cash out up to 85% of Home's Value
  • Reduce Rate Payment up to 97.75% of Home's Value
  • Combine 1st and 2nd up to 97.75% of Home's Value
  • Got a FHA Loan already? Ask about a FHA Streamline
  • Credit scores as Low as 500

FHA Purchase

  • 96.5% financing up to the county loan limit.
  • Relaxed guidelines makes it easy to Qualify
  • No Pre-Payment penalty
  • FHA Loans are assumable
  • Credit scores as Low as 500
  • You can get up to 4% in Seller paid closing cost

Conventional Refinance

  • Get cash out up to 80% of Home's Value
  • Investment property cash out up to 75% of Home's Value
  • Combine 1st and 2nd (Purchase money) up to 97% LTV
  • Minimum credit score 620
  • 2018 Conventional Loan Limits are $453,100
  • Minimum credit score 620

Conventional Purchase

  • For high credit score, high down payment borrowers
  • Usually requires a 20% down payment
  • No Mortgage Insurance if you put down at least 20%
  • Conventional loans usually require less paperwork
  • Minimum credit score 620
  • Finance up to $453,100

Why Choose Us

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Our Rates are Smoking hot

Our Low Rates coupled with our amazing customer service makes us who we are. So don't settle for a higher rate. Give us a call and get a Free Quote today.

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Credit scores as Low as 500

Yes, that's right, we can do credit scores as Low as 500 on FHA and VA Loans. While others turn down Low scores, we seem to be making it our Niche.

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No Lender Fees

We don't charge any Lender fees on majority of our Loans. What does that mean? No origination fees, No Processing fees, No underwriting fees, No Junk fees.

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We specialize in VA Loans for Veterans

While other lenders shy away from VA Loans. We take pride in serving those that served us. Majority of our business is VA Loans.

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